orca
Visa · USD · BIN Singapore
A Visa card for rubles
A foreign virtual USD card for paying online services from Russia. Open it once for 1,990 ₽, top it up via SBP.
₽Rate nowlive≈ 90.3 ₽ / $1one rate, nothing on top
Prices without asterisks
- Card opening
- 1,990 ₽
- once
- Upkeep
- 0 ₽
- a month
- Top-up
- 1 rate
- no hidden markup
- Rate now
- ≈ 90.3 ₽ / $1
- one dollar price, no percentage on top; 1,500–50,000 ₽ each
- Declined payment
- 0 ₽
- nothing charged when a merchant declines
- First payment
- from 3,490 ₽
- 1,990 ₽ opening plus at least 1,500 ₽ to the card
What lands on the card
Type an amount in rubles and see the dollars at the live rate. The same rate is fixed in your order before you pay.
The market usually charges 990–3,990 ₽ to open a card and hides its markup in a rate you only see after paying. Ours is one rate, on the front page.
Top-ups from 1,500 to 50,000 ₽ each, at least $15 to the card. Up to 3 payments and 100,000 ₽ a day.
- Card opening, once
- 1 990 ₽
- Card balance
- —
- Rate
- Loading the rate…
Loading the rate. Reference on 27.10.2026: about 90.3 ₽ per $1; the exact rate is shown before you pay.
A few minutes
Three steps to a card
01 / 03
Sign in and verify
With Telegram or email. Didit checks your passport and a selfie, then you add a +7 number. Usually a few minutes.
02 / 03
Pay via SBP
One payment covers opening and the first top-up, from 3,490 ₽. The QR code or link opens in your bank app.
03 / 03
Pay with your Visa
The card appears in the app: number, expiry, CVV and 3‑D Secure codes. The bot notifies you of every top-up.
Bring a friend
Your friend gets −200 ₽ off opening, you get +$2
Share your link from the app. Your friend opens a card for 1,790 ₽ instead of 1,990 ₽, and $2.00 lands on your card once they do.
Soon
A plastic card
We are preparing a physical Orca card. It will cost 9,990 ₽, or 7,990 ₽ for the first 500 preorders. The waitlist is free.
Common questions
How much does the card cost?
Opening is 1,990 ₽ once. There is no monthly or annual fee and no fee on declined payments. Top-ups use one public rate, shown on the site and in the app before you pay. See pricing.
What is the first payment?
At least 3,490 ₽: 1,990 ₽ for opening plus at least 1,500 ₽ for the card balance, paid in one SBP payment.
Which rate do you use?
One public rate: how many rubles $1 on the card costs. It is live on the site and fixed in your order before you pay. There is no separate top-up percentage on top; our fee is inside that rate.
Where does the card work?
It is a USD Visa card issued with a Singapore BIN, for foreign online services: subscriptions, AI tools, games, bookings. It does not work everywhere: some services check the account country, IP address or billing address and may decline. We are responsible for the card, not for access to third-party services.
What do I need to sign up?
An email, your passport and a selfie (checked by Didit, an identity verification service) and a Russian +7 mobile number. The card cannot be issued without the check.
What are the top-up limits?
1,500 to 50,000 ₽ per top-up, and at least $15 lands on the card. Up to 3 payments and 100,000 ₽ per day.
Is there a referral programme?
Yes. Bring a friend: they get 200 ₽ off opening, you get $2 on your card. Your invite link is in the app. Your friend has to sign up through it: their card then costs 1,790 ₽ instead of 1,990 ₽, and $2 lands on your card when they open their first card. If you have no card yet, the bonus waits and arrives with your first top-up. Rewards cover your first 50 friends; you cannot invite yourself.
Get your card
Sign in with email or Telegram. After the check and payment the card appears in the app within minutes.